TOK9JA

Terms And Conditions

Introduction

Welcome to Tok9ja! These Terms and Conditions ("Terms") govern your use of the Tok9ja mobile application and services provided by Tok9ja Limited ("Tok9ja," "we," "our," or "us"). By accessing or using Tok9ja's services, including but not limited to voice calls, messaging, and related features, you agree to be bound by these Terms and Conditions.

Defintion

Acceptance of Terms

By accessing or using Tok9ja's services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as any additional policies or guidelines referenced herein or provided by Tok9ja.

About Our Services

Account Registration and Use

Account Creation

To access and use Tok9ja's services, you must create an account by providing accurate and complete registration information. By creating an account, you agree to:

User Responsibilities

You are solely responsible for maintaining the confidentiality of your account credentials, including your username and password. You agree to:

Age Restrictions

You must be at least 18 years old or have reached the age of majority in your jurisdiction to create an account and use Tok9ja's services. By creating an account, you affirm that you meet these age requirements.

Account Security

Tok9ja employs reasonable security measures to protect your account and personal information. However, you acknowledge and agree that no method of transmission over the internet or electronic storage is completely secure. Tok9ja cannot guarantee the absolute security of your account information.

Account Termination

You may terminate your account at any time by following the account closure procedures specified on the Tok9ja app. Tok9ja reserves the right to suspend or terminate your account and access to its services, in whole or in part, for any reason or no reason, including but not limited to violations of these Terms and Conditions.

Use of Services

Permitted Use

You agree to use Tok9ja's services solely for lawful purposes and in accordance with these Terms and Conditions, applicable laws, and regulations. You agree not to:

Prohibited Activities

You specifically agree not to:

Compliance with Policies

You agree to comply with all policies and guidelines provided by Tok9ja regarding the use of its services, including but not limited to privacy policies, acceptable use policies, and community guidelines.

Monitoring and Enforcement

Tok9ja reserves the right, but has no obligation, to monitor the use of its services and to investigate and take appropriate legal action against anyone who violates these Terms and Conditions, including without limitation, removing any offending content, suspending or terminating access to the services, and reporting such activities to law enforcement authorities.

Suspension or Termination

Tok9ja may suspend or terminate your access to its services, in whole or in part, without prior notice and for any reason, including but not limited to violations of these Terms and Conditions, suspected fraud, illegal activity, or requests by law enforcement or other government agencies.

Fees & Payments

Pricing

The fees for Tok9ja's services are outlined on the Tok9ja mobile application and website. Tok9ja reserves the right to modify its pricing at any time and will notify users of any changes in advance.

Payment Methods

Users may pay for Tok9ja services using the available payment methods supported by the application, including credit/debit cards, mobile money wallets, and other electronic payment methods. Users are responsible for ensuring that their payment information is accurate and up to date.

Billing and Charges

Users agree to pay all fees and charges incurred in connection with their use of Tok9ja services, including but not limited to charges for calls, messages, plans, and any applicable taxes. Charges may vary based on usage and service options selected by the user.

Payment Authorization

By providing payment information to Tok9ja, users authorize Tok9ja to charge their chosen payment method for all fees and charges incurred. Users agree to maintain sufficient funds or credit limits to cover all charges.

Rollovers

Unused balances or services may be rolled over to subsequent billing periods at Tok9ja's discretion. Rollover credits are non-transferable and remain subject to the terms and conditions of the original purchase.

Currency and Exchange Rates

All fees and charges are displayed in Nigerian Naira (NGN) unless otherwise specified. Exchange rates for international transactions may apply, and users are responsible for any associated currency conversion fees charged by their financial institution.

Payment Disputes

Users must notify Tok9ja promptly of any disputes regarding charges on their account. Tok9ja will investigate the dispute and may, at its discretion, issue credits or refunds if warranted.

Billing Errors

Users must report any billing errors or discrepancies to Tok9ja within a reasonable time frame for investigation and resolution.

Taxes

Users are responsible for paying any applicable taxes, duties, or fees imposed by governmental authorities related to their use of Tok9ja services.

Promotions and Discounts

From time to time, Tok9ja may offer promotions, discounts, or bonus programs. Terms and conditions for such promotions will be communicated separately and may be subject to specific eligibility criteria and expiration dates.

Privacy Policy

Tok9ja values the privacy of its users and is committed to protecting their personal information. This Privacy Policy outlines how Tok9ja collects, uses, discloses, and protects users' personal data.

Modifications to Terms and Services

Changes to Terms

Updates and Amendments:

Service Changes

Modification of Services:

Termination

Termination by Tok9ja

Tok9ja reserves the right to terminate or suspend your account and access to the services at any time, for any reason, including but not limited to, breach of these Terms and Conditions, without prior notice or liability.

Termination by User

You may terminate your account at any time by contacting Tok9ja customer support or through the account settings in the Tok9ja app. Upon termination, you must cease all use of the services.

Effect of Termination

Disclaimer of Warranties

General Disclaimer

No Warranty on Service Availability

Accuracy of Information

Accuracy of Information

User Responsibility

External Links

Limitation of Liability

Exclusion of Damages

Aggregate Liability

Jurisdictional Limitations

Governing Law and Dispute Resolution

Governing Law

Dispute Resolution

Contact Us

If you have any questions, concerns, or inquiries about these Terms and Conditions or Tok9ja's services, please contact us through any of the following methods:

Customer Support

Business Hours

We are committed to providing you with timely and effective assistance. Thank you for choosing Tok9ja.